You'll also get a free copy of your credit report -- test it and keep in touch with the credit score bureaus until they correct any fraudulent charges or accounts you find there. Credit card companies limit your liability on fraudulent purchases, and you can dispute false costs. A financial savings account that has no checks issued and isn't linked to any debit card will probably be much more durable for a thief to gain entry to. If you retain a large amount of cash in your main checking account, then all that cash is weak if somebody steals your debit card or writes checks in your title. Once you ship mail, use secure, opaque envelopes so nobody can read account numbers or spot checks just by holding them as much as the sunshine. Only use ATMs in safe, effectively-lit places, and do not use the machine if someone is standing too close or wanting over your shoulder.
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