You'll additionally get a free copy of your credit score report -- examine it and stay in contact with the credit bureaus till they correct any fraudulent charges or accounts you discover there. Bank card firms restrict your legal responsibility on fraudulent purchases, and you can dispute false charges. A financial savings account that has no checks issued and isn't linked to any debit card will be much more durable for a thief to realize entry to. If you keep a big amount of cash in your principal checking account, then all that cash is weak if someone steals your debit card or writes checks in your title. While you ship mail, use secure, opaque envelopes so nobody can learn account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in secure, nicely-lit places, and do not use the machine if somebody is standing too close or wanting over your shoulder.
