You'll also get a free copy of your credit score report -- check it and stay involved with the credit bureaus until they right any fraudulent fees or accounts you find there. Credit card companies restrict your liability on fraudulent purchases, and you can dispute false costs. A financial savings account that has no checks issued and isn't linked to any debit card shall be a lot tougher for a thief to gain access to. If you keep a big amount of money in your foremost checking account, then all that cash is susceptible if someone steals your debit card or writes checks in your name. If you ship mail, use safe, opaque envelopes so nobody can learn account numbers or spot checks just by holding them as much as the sunshine. Only use ATMs in safe, nicely-lit locations, and do not use the machine if someone is standing too shut or looking over your shoulder.
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