You'll additionally get a free copy of your credit report -- examine it and stay involved with the credit score bureaus until they correct any fraudulent costs or accounts you find there. Bank card firms restrict your liability on fraudulent purchases, and you'll dispute false charges. A financial savings account that has no checks issued and is not linked to any debit card will be much harder for a thief to gain access to. If you keep a big amount of money in your most important checking account, then all that money is vulnerable if someone steals your debit card or writes checks in your name. Once you ship mail, use secure, opaque envelopes so nobody can learn account numbers or spot checks just by holding them up to the light. Only use ATMs in safe, properly-lit areas, and do not use the machine if someone is standing too shut or trying over your shoulder.
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