You'll additionally get a free copy of your credit report -- check it and keep in touch with the credit bureaus till they correct any fraudulent costs or accounts you discover there. Credit card corporations restrict your legal responsibility on fraudulent purchases, and you may dispute false costs. A financial savings account that has no checks issued and is not linked to any debit card can be a lot tougher for a thief to gain entry to. If you keep a big amount of cash in your primary checking account, then all that cash is weak if somebody steals your debit card or writes checks in your title. Whenever you send mail, use safe, opaque envelopes so no one can learn account numbers or spot checks just by holding them as much as the light. Only use ATMs in safe, effectively-lit places, and do not use the machine if somebody is standing too shut or wanting over your shoulder.
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