You'll also get a free copy of your credit score report -- test it and keep in touch with the credit bureaus till they correct any fraudulent charges or accounts you discover there. Credit card firms limit your legal responsibility on fraudulent purchases, and you can dispute false expenses. A financial savings account that has no checks issued and is not linked to any debit card will likely be much more durable for a thief to gain entry to. If you retain a big amount of cash in your most important checking account, then all that money is weak if someone steals your debit card or writes checks in your name. If you ship mail, use secure, opaque envelopes so no one can read account numbers or spot checks just by holding them up to the light. Only use ATMs in secure, properly-lit locations, and don't use the machine if someone is standing too shut or trying over your shoulder.
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