You'll also get a free copy of your credit report -- verify it and keep in touch with the credit bureaus until they correct any fraudulent prices or accounts you find there. Credit card corporations limit your liability on fraudulent purchases, and you can dispute false costs. A financial savings account that has no checks issued and is not linked to any debit card can be a lot harder for a thief to achieve access to. If you retain a large sum of money in your primary checking account, then all that cash is susceptible if somebody steals your debit card or writes checks in your name. When you send mail, use secure, opaque envelopes so nobody can read account numbers or spot checks just by holding them up to the light. Only use ATMs in secure, properly-lit areas, and don't use the machine if someone is standing too close or looking over your shoulder.
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