You'll additionally get a free copy of your credit report -- examine it and stay in touch with the credit bureaus till they appropriate any fraudulent expenses or accounts you find there. Credit card corporations restrict your liability on fraudulent purchases, and you can dispute false charges. A financial savings account that has no checks issued and is not linked to any debit card will be much tougher for a thief to gain entry to. If you keep a big amount of cash in your fundamental checking account, then all that money is susceptible if someone steals your debit card or writes checks in your title. Whenever you send mail, use safe, opaque envelopes so no one can read account numbers or spot checks just by holding them as much as the light. Only use ATMs in safe, nicely-lit areas, and don't use the machine if someone is standing too close or trying over your shoulder.
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