You'll additionally get a free copy of your credit report -- verify it and stay in contact with the credit bureaus till they correct any fraudulent charges or accounts you find there. Credit card firms limit your legal responsibility on fraudulent purchases, and you may dispute false prices. A savings account that has no checks issued and is not linked to any debit card will be a lot more durable for a thief to realize access to. If you keep a big sum of money in your fundamental checking account, then all that cash is weak if someone steals your debit card or writes checks in your name. Whenever you send mail, use secure, opaque envelopes so no one can learn account numbers or spot checks simply by holding them as much as the sunshine. Only use ATMs in safe, well-lit locations, and don't use the machine if somebody is standing too shut or trying over your shoulder.
