You'll also get a free copy of your credit report -- verify it and keep in contact with the credit score bureaus until they appropriate any fraudulent charges or accounts you find there. Bank card firms limit your liability on fraudulent purchases, and you can dispute false charges. A savings account that has no checks issued and is not linked to any debit card can be much more durable for a thief to gain access to. If you retain a big amount of money in your major checking account, then all that cash is weak if someone steals your debit card or writes checks in your title. Once you send mail, use safe, opaque envelopes so no one can learn account numbers or spot checks just by holding them up to the light. Only use ATMs in safe, well-lit places, and do not use the machine if someone is standing too shut or wanting over your shoulder.
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