You'll also get a free copy of your credit score report -- verify it and keep in contact with the credit bureaus until they appropriate any fraudulent fees or accounts you find there. Credit card companies limit your legal responsibility on fraudulent purchases, and you'll dispute false prices. A financial savings account that has no checks issued and is not linked to any debit card will probably be much harder for a thief to achieve entry to. If you keep a large amount of cash in your essential checking account, then all that money is weak if someone steals your debit card or writes checks in your name. Once you send mail, use safe, opaque envelopes so nobody can learn account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in secure, effectively-lit locations, and do not use the machine if someone is standing too close or trying over your shoulder.
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