The U.S. has resisted the switch, making American customers and their credit playing cards the "low-hanging fruit" for hackers. In the U.S. market, expect to see lots of so-known as "chip and signature" cards. The biggest reason chip and PIN cards are more secure than magnetic stripe cards is because they require a four-digit PIN for authorization. But improvement is likely to be modest if you aren't a power-person otherwise you already had an honest amount of RAM (4GB or more). Shaders take rendered 3-D objects constructed on polygons (the building blocks of 3-D animation) and make them look more sensible. It was about dollars; animation was far cheaper to produce than dwell action. Actually buying a motherboard and a case along with all the supporting parts and assembling the whole thing yourself? And there's one fundamental factor a Polaroid Tablet can try this an iPad can't. Gordon, Whitson. "What Hardware Upgrade Will Best Speed Up My Pc (If I Can Only Afford One)?" Lifehacker.